What exchange rate is used for foreign exchange? October 11, 2021 06:52 Updated You will receive the real-time market mid-price. It's the same rate as you see on XE.com, Yahoo Finance or Reuters. Related articles What countries can I send and receive payments to and from? Can I make transfers during weekends and public holidays? How do I update a beneficiary's account details? What is a correspondent bank? How many bank account numbers can I have?