At Currenxie, we aim to give you the best value service every time you exchange or transfer funds.
We always provide you with the genuine exchange rate, and our standard fees are very competitive. The way we can lower them further is by increasing our trading volume. When we can do that, we pass on more savings to you.
That’s why we offer a volume-based foreign exchange (FX) pricing model. The more you exchange in a month, the better your foreign exchange fees become. It’s simple: exchange more, save more.
How does it work?
Every month, we will track the total amount you exchange through your Currenxie Global Account. As your monthly exchange volume hits specific thresholds, you unlock a lower FX fee for that exchange and for the rest of that month.
Please note: only foreign exchange conversions (not same-currency transfers) count toward your monthly volume.
The volume bands are as follows:
Tier 1
For exchanges with any of these currencies: AUD, CAD, CHF, CNH (CNY), DKK, EUR, GBP, HKD, JPY, NOK, NZD, PLN, SEK, SGD and USD.
| Month-to-date FX volume | Fee |
| USD 0 - USD 100,000 | 0.35% |
| USD 100,000 - USD 300,000 | 0.25% |
| USD 300,000 - USD 500,000 | 0.20% |
| USD 500,000 - USD 1,000,000 | 0.18% |
| USD 1,000,000 - USD 2,000,000 | 0.15% |
| USD 2,000,000+ | 0.13% |
Tier 2
For exchanges with any of these currencies: AED and CZK.
| Month-to-date FX volume | Fee |
| USD 0 - USD 100,000 | 0.40% |
| USD 100,000 - USD 300,000 | 0.35% |
| USD 300,000 - USD 500,000 | 0.29% |
| USD 500,000 - USD 1,000,000 | 0.26% |
| USD 1,000,000 - USD 2,000,000 | 0.23% |
| USD 2,000,000+ | 0.21% |
Tier 3
For exchanges with any of these currencies: HUF, ILS, PHP, THB, VND and ZAR.
| Month-to-date FX volume | Fee |
| USD 0 - USD 100,000 | 0.50% |
| USD 100,000 - USD 300,000 | 0.46% |
| USD 300,000 - USD 500,000 | 0.42% |
| USD 500,000 - USD 1,000,000 | 0.40% |
| USD 1,000,000 - USD 2,000,000 | 0.37% |
| USD 2,000,000+ | 0.34% |
Tier 4
For exchanges with any of these currencies: MXN, RON and SAR.
| Month-to-date FX volume | Fee |
| USD 0 - USD 100,000 | 0.60% |
| USD 100,000 - USD 300,000 | 0.56% |
| USD 300,000 - USD 500,000 | 0.51% |
| USD 500,000 - USD 1,000,000 | 0.48% |
| USD 1,000,000 - USD 2,000,000 | 0.45% |
| USD 2,000,000+ | 0.41% |
For exchanges with cross-tier currencies, the higher tier (with the higher FX rate) will apply. Currencies on this list can also change from time-to-time. Details provided in your Global Account will reflect the current state.
Once you enter into a new band, the new rate will apply to all following transactions within that month. The bands are in USD, but our system will automatically calculate the equivalent values for any other currency you use.
How do we calculate your monthly volume?
Your monthly volume is the total value of all completed FX transactions within a calendar month, calculated in USD. Every month starts on day 1 UTC 0:00.
When the next month begins, your volume band resets. We’ll keep you informed during the in-app transfer journey, so you always know where you stand.
What activity qualifies in your month-to-date volume?
Qualifying activity includes FX conversions between balances in your Global Account, or outbound transfers involving currency conversion with in-scope currencies.
In-scope currencies include:
| Tier 1 | AUD, CAD, CHF, CNH (CNY), DKK, EUR, GBP, HKD, JPY, NOK, NZD, PLN, SEK, SGD and USD |
| Tier 2 | AED and CZK |
| Tier 3 | HUF, ILS, PHP, THB, VND and ZAR |
| Tier 4 | MXN, RON and SAR |
Month-to-date volume calculations exclude same-currency transfers, inbound transactions, conversions or transfers involving out-of-scope currencies.
Out of scope currencies include:
- Any exchange with IDR, INR, MYR
- Exchange between USD and HKD which is already fixed at 0.10%
Example of what you will see in your Global Account
Need help or have questions?
If you want to learn more or need assistance, our support team is here to help. Visit your dashboard to use the support widget or email us anytime. We are committed to making your FX experience seamless and cost-effective.